This Policy covers Businesses (Insured) against legal liability to the public arising from accidental bodily injuries/death and loss or damage to their property. This policy can also be extended to manufacturers to cover them against any legal liability that may arise when their products causes bodily injuries/death and loss or damage to their property under the Product liability. This policy does not cover motor vehicle third party liability. Alliance Insurance can design a broader coverage for bigger corporations like Hotels & Industries with a Commercial General Liability.