This Policy is for home owners and tenants to which covers the buildings, fixtures & fittings, house contents along with other small items like jewellery, phones, tablets and, laptops and liability from loss/damage caused by the following;-

• • • Fire, bush fire
    • Special perils – hail, snow, wind, hurricane, cyclone, tornado, typhoon, rain, flood, overflowing of gutters, bursting of water tanks, subterranean fire
    • Impact damage
    • Explosion
    • Burst by water pipes
    • Vandalism
    • Riots, strikes
    • Burglary/theft
    • Electrical damage to electric equipment
    • Accidental damage to portable items
    • Falling tree/debris